Loan Pre-Qualification Application

UCEDC offers a variety of financing tools for small business owners.  We’ll work with you to find the best option for your situation.

The first step in getting the conversation started is our simple, secure Loan Prequalification Application. One of our loan officers will contact you within two business days for more details.

Additionally, you must meet the following criteria:

  • Are you a US citizen or do you have a green card?
  • Does your credit report show that you are free of bankruptcies within the past five years or defaults on federally funded loans (such as a student loan) at any time?
  • If you are a start-up business (in business less than two years), do you have related skills or experience in your field of business?
  • Will you contribute at least 10% of the project cost?
  • For existing businesses, do you have sufficient cash flow to cover existing expenses?