Your business is more than a credit score to us.

As a Community Development Financial Institution (CDFI) and a US Small Business Administration (SBA) lender, we’re committed to helping start-up and existing small businesses throughout our expanded service area of New Jersey, New York City, Westchester County (NY), Philadelphia, and Bucks County (PA).

Take a look at our Loan Products to learn more about the various options we offer, including microloans, SBA 7(a) and SBA 504 loans. Our loans range from $500 to $5.5 million and we’ll work with you to find the right fit for your business.

Think you’re ready to apply? Our tips and checklists will get you started on building a strong application. You’ll learn what business basics must be in place before applying and the documentation you need to support your case.

Need a little inspiration? Check out our client stories and read about the savvy small business owners who leveraged a UCEDC loan into more revenue and new jobs.

Whether you’re just starting up or have been in business for years, UCEDC is ready to help. Let’s get started!