Loans

Your business is more than a credit score to us.

Seamstress Taking MeasurementsAs a Community Development Financial Institution (CDFI) and a US Small Business Administration (SBA) lender, we’re committed to helping start-up and existing small businesses throughout our expanded service area of New Jersey, New York City, Westchester County (NY), Philadelphia, and Bucks County (PA).

Take a look at our Loan Products to learn more about the various options we offer, including microloans, SBA 7(a) and SBA 504 loans, lines of credit and more. Our loans range from $500 to $5 million and we’ll work with you to find the right fit for your business.

Think you’re ready to apply? Our tips and checklists will get you started on building a strong application. You’ll learn what business basics must be in place before applying and the documentation you need to support your case.

Need a little inspiration? Check out our client stories and read about the savvy small business owners who leveraged a UCEDC loan into more revenue and new jobs.

Whether you’re just starting up or have been in business for years, UCEDC is ready to help. Let’s get started!