SBA 504 Interest Rates

Effective interest rates, 25, 20 and 10 year terms

Rates may vary based on transaction size and and will be set at time of issuance.

 25 Year Term 20 Year Term 10 Year Term*
May 2.761% 2.688% 2.654%
April 3.032% 2.960%
March 2.881% 2.808% 2.847%
February 3.905% 3.852%
January 2020 4,156% 4.105% 4.356%
December 4:437%
November 4.538% 4.888%
October 4.260%
September 4.175% 4.519%
August 4.329%
July 4.710% 4.894%
June 4.777%
May 5.059% 5.317%
April 5.160%
March 5.377% 5.578%
February 5.437%
January 2019 5.549% 5.613%
December 5.716%
November 6.046% 6.137%
October 5.948%
September 5.706% 5.799%
August 5.758%
July 5.715% 5.848%
June 5.776%
May 5.678% 5.847%
April 5.486%
March 5.378% 5.171%
February 5.397%
January 2018 5.100% 5.208%
December 5.024
November 5.036% 5.022%
October 5.093%
September 4.835%  4.704%
August 4.996%
July 5.223%  5.048%
June 5.055%
May 5.127% 4.833%
April 5.084%
March 5.285% 4.867%
February 5.066%
January 2017 5.043% 5.148%

* 10-year debentures are funded every other month.