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Your Credit & You
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Presented in partnership with Gloucester County Library System
Personal credit plays an important role in your business. Small or start-up businesses have not had the chance to establish business credit, so their access to capital is tied directly to the credit of the owners. In this workshop, we’ll cover:
- What are credit scores
- Credit myths
- How are credit scores calculated
- Changing your credit score
- What types of financing are available
- What lenders look for
In addition to these items, we’ll distribute a sample credit report and go through the details with you to give you a hands-on experience of interpreting a credit report.
Learn from an expert
Alejandro Cruz
Training Officer
Alejandro Cruz is a training and mentoring officer at UCEDC, a statewide nonprofit economic development corporation that provides loans to startup and growing businesses, government contracting assistance, and training workshops to entrepreneurs and small businesses.
Prior to joining UCEDC, Alejandro held Project Manager positions at Wicresoft and Solar Renewable firms in New Jersey creating financial forecasts for business startups. He also served as lead consultant for three years for an economic development center in South Jersey.