Your Credit & You – Cranford
Personal credit plays an important role in your business. Small or start-up businesses have not had the chance to establish business credit, so their access to capital is tied directly to the credit of the owners. In this workshop, we’ll cover:
- What are credit scores
- Credit myths
- How are credit scores calculated
- Changing your credit score
- What types of financing are available
- What lenders look for
In addition to these items, we’ll distribute a sample credit report and go through the details with you to give you a hands-on experience of interpreting a credit report.
Keith Whelan is a training and mentoring officer at UCEDC, a statewide nonprofit economic development corporation that provides loans to startup and growing businesses, government contracting assistance, and training workshops to entrepreneurs and small businesses.
Prior to joining UCEDC, Keith held various marketing and business development positions at HSBC and also established businesses in the B2B lead generation and financial literacy fields. He served as lead consultant at the Middlesex County SBDC and has been a SCORE volunteer for the Northwest NJ chapter since 2012.